The National Leader in Federal
Pre-Retirement and Benefits Training Since 1984

NITP offers training seminars on Federal Benefits, Financial Planning, Thrift Savings Plan Options/Investments for employees at all stages of their Federal careers: Early-Career Employees, Mid-Career Employees, and Pre-Retirement Employees.

The seminars address the Federal Employees Retirement System (FERS), the Civil Service Retirement System (CSRS) as well as the Special Retirement Provisions for law enforcement officers, firefighters, and air traffic controllers, when applicable.

We work with your HR/Training Officers to produce the seminar that meets your Federal Agency needs. In addition to Federal Benefits and Financial Planning, available topics include Estate Planning, Lifetime Health and Fitness, and Transition to Retirement. We provide classroom instruction, as well as a number of distance learning options. Contact us for more information on seminars and webinars.

NITP offers training seminars on Federal Benefits, Financial Planning, Thrift Savings Plan Options/Investments for employees at all stages of their Federal careers: Early-Career Employees, Mid-Career Employees, and Pre-Retirement Employees.

The seminars address the Federal Employees Retirement System (FERS), the Civil Service Retirement System (CSRS) as well as the Special Retirement Provisions for law enforcement officers, firefighters, and air traffic controllers, when applicable.

We work with your HR/Training Officers to deliver a seminar that meets your Federal Agency needs.  In addition to Federal Benefits and Financial Planning, available topics include Estate Planning, and Transition to Retirement.  Our classes can be delivered live (in person) or virtually.  Contact us for more information. 

Date: June 12, 2025

Time: 2:00 – 3:00 PM (ET)

Featured Presenter: Karen Schaeffer, CFP®

About the webinar

Deciding to retire is the biggest financial decision most people will ever make.  Join Karen Schaeffer, CFP® to learn how to be confident about your decision to trade your paycheck for a pension check by looking at three key pieces of your financial plan:

• Cash Flow Analysis: Learn how to determine how much of your lifestyle can be covered by your pension and how much will be met by spending down TSP and other personal accounts, which accounts to tap first, and how to manage irregular expenses.
• Appropriate spending rates: Even though we don’t know how long we are going to live or how expensive we are going to become, we must find the sweet spot, somewhere between spending too much too quickly and being too afraid to spend and enjoy retirement.   Understand how to apply the research on retirement spending rates to take some of the guesswork out of what you can afford. 
• The pros and cons of moving TSP money to an Individual Retirement Account: There are several advantages to Individual Retirement Accounts over employer sponsored plans, but are these advantages for you?  An advantage to one person may be of little or no value to another, and a misstep here will last a long time.

This webinar is free to attend, registration required.