The National Leader in Federal
Pre-Retirement and Benefits Training Since 1984

NITP offers training seminars on Federal Benefits, Financial Planning, Thrift Savings Plan Options/Investments for employees at all stages of their Federal careers: Early-Career Employees, Mid-Career Employees, and Pre-Retirement Employees.

The seminars address the Federal Employees Retirement System (FERS), the Civil Service Retirement System (CSRS) as well as the Special Retirement Provisions for law enforcement officers, firefighters, and air traffic controllers, when applicable.

We work with your HR/Training Officers to produce the seminar that meets your Federal Agency needs. In addition to Federal Benefits and Financial Planning, available topics include Estate Planning, Lifetime Health and Fitness, and Transition to Retirement. We provide classroom instruction, as well as a number of distance learning options. Contact us for more information on seminars and webinars.

NITP offers training seminars on Federal Benefits, Financial Planning, Thrift Savings Plan Options/Investments for employees at all stages of their Federal careers: Early-Career Employees, Mid-Career Employees, and Pre-Retirement Employees.

The seminars address the Federal Employees Retirement System (FERS), the Civil Service Retirement System (CSRS) as well as the Special Retirement Provisions for law enforcement officers, firefighters, and air traffic controllers, when applicable.

We work with your HR/Training Officers to deliver a seminar that meets your Federal Agency needs.  In addition to Federal Benefits and Financial Planning, available topics include Estate Planning, and Transition to Retirement.  Our classes can be delivered live (in person) or virtually.  Contact us for more information. 

Date: November 12, 2026

Time: 2:00 – 3:00 PM (ET)

Featured Presenter: Bob Braunstein, Federal Benefits Specialist

About the webinar

Are you planning for retirement and wondering how to get the maximum value out of your unused leave?  Many Federal employees don’t fully understand how accrued sick leave and annual leave are calculated, credited, or paid out upon retirement.

Whether your retirement is five years away or just around the corner, leaving unused leave unmanaged means leaving money on the table.  Join Bob as he breaks down the rules and strategies you need to ensure you receive every benefit you have earned over your career.

Key topics include:

• How annual leave is paid at salary and future salary rates
• Why TSP contributions cannot come from annual leave lump sums
• How sick leave adds value to the annuity calculation
• When the value of using sick leave is better than its annuity value
• When not to substitute annual leave for sick leave
• When sick leave can change your final separation date
• Leave balances and accrual rates if you return to Federal service

This webinar is free to attend, registration required.