Free Monthly Webinar Series

Date: June 12, 2025
Time: 2:00 – 3:00 PM ET 
Featured Presenter: Karen Schaeffer, CFP

Deciding to retire is the biggest financial decision most people will ever make.  Join Karen Schaeffer, CFP® to learn how to be confident about your decision to trade your paycheck for a pension check by looking at three key pieces of your financial plan:

• Cash Flow Analysis: Learn how to determine how much of your lifestyle can be covered by your pension and how much will be met by spending down TSP and other personal accounts, which accounts to tap first, and how to manage irregular expenses.
• Appropriate spending rates: Even though we don’t know how long we are going to live or how expensive we are going to become, we must find the sweet spot, somewhere between spending too much too quickly and being too afraid to spend and enjoy retirement.   Understand how to apply the research on retirement spending rates to take some of the guesswork out of what you can afford. 
• The pros and cons of moving TSP money to an Individual Retirement Account: There are several advantages to Individual Retirement Accounts over employer sponsored plans, but are these advantages for you?  An advantage to one person may be of little or no value to another, and a misstep here will last a long time.

This webinar is complimentary to view but does require registration.

Webinars are complimentary to view, but require registration. NITP will not share your information with any third party. Our mission is to educate Federal employees and enable them to make fully informed and sound decisions regarding the financial futures and retirement options.